Personal Injury Calculator - Utah County

Personal injury calculator

Answer three quick questions about your medical bills, missed work, and injury severity to see a simplified breakdown of how a claim's value is typically built.

How personal injury settlements are calculated in Utah

Insurance companies and attorneys typically value a personal injury claim in two parts:

• Economic damages — medical bills, future treatment, lost wages, and property damage. These come straight from your records and receipts.
• Non-economic damages — pain and suffering, emotional distress, and loss of enjoyment of life. These are harder to price, so adjusters often apply a multiplier (usually 1.5x to 5x) to your economic damages based on how severe and lasting the injury is.

Add the two together and you get a rough settlement range — which is exactly the method this calculator uses.

Real cases rarely stop there. Utah follows modified comparative negligence (Utah Code § 78B-5-818), which reduces your recovery by your percentage of fault and bars recovery entirely if you're 50% or more at fault. Insurance policy limits, the strength of your evidence, and the statute of limitations on your claim (check yours with our Utah deadline calculator) all shape the final number too.

Because those variables can swing a settlement by tens of thousands of dollars, the fastest way to get an accurate number is a free conversation with Jacob Gunter about the actual facts of your car accident or other personal injury claim.