YOU WERE NOT DOING ANYTHING WRONG AND WERE HURT AS A PASSENGER ON A UTAH MOTORCYCLE. 
Just an Insurance Claim. Insurance is available to help pay for your injuries when you are hurt on a motorcycle. Even if it is your boyfriend, parent or friend who was driving the motorcycle. It is just an insurance claim.
It is Not a Lawsuit. Making an insurance claim has nothing to do with suing the motorcycle driver. If you make a claim for your personal injuries after the Utah motorcycle accident you are not going to court or taking the driver’s home. It is a huge misconception that when you make an insurance passenger claim that you are hurting or taking something from the driver. It is just an insurance claim and that is what motorcycle insurance is for, to help compensation for your injuries when you are hurt through no-fault of your own.
In rare cases is the injured person selling at-fault driver’s business or personal assets. That just doesn’t happen very much because normally people have adequate insurance to cover their assets, or they don’t have any assets in the first place.
Motorcycle Insurance Claim Examples
Utah Motorcycle Passenger Claim Example—Provo Canyon.
You are a BYU college student in Provo, Utah. Your boyfriend is driving up Provo Canyon and wrecks his motorcycle with you as a passenger. It is a one party accident. No other vehicles were involved, just him wrecking his motorcycle around a corner.
You would have an insurance claim against this motorcycle insurance for the injuries he caused you while the passenger. The insurance claim would remain an insurance claim. The motorcycle passenger claim would never rise to a lawsuit, unless you decided to file a lawsuit. Filing a motorcycle lawsuit is always the decision of the client and never anyone else’s decision.
The driver’s fully paid off home is completely safe, if he even has one. The driver’s insurance rates are already going to go up because he wrecked his bike and a claim was reported. The police are going to cite the driver for a traffic citation and that is a decision the police make and not because you made an insurance claim.
Utah Motorcycle Passenger Claim—University Avenue Provo, UT.
You are a college student. You are a passenger on your boyfriend’s motorcycle on University Avenue in Provo, Utah. He wrecks his bike severely injury you and himself after a missing a turn.
You make an insurance claim, but the liability insurance company doesn’t feel you are owed $25,000 for your fractured rib. After consulting your motorcycle personal injury attorney, you decide to file a lawsuit against boyfriend driver. The lawsuit settles for $50,000.
During the time the lawsuit was pending the insurance defense attorney rarely speaks to boyfriend in defending his case. Boyfriend’s assets were never in jeopardy of being sold during some type of excess judgment. There was never a threat of an excess judgment above and beyond the motorcycle insurance policy limits. Your broken ribs as a passenger on the motorcycle were handled and settled well within the policy limits. Never exposing boyfriend’s assets to any danger.