PROVO, UTAH CAR ACCIDENT LAWYER JAKE GUNTER HAS NEARLY 20 YEARS’ EXPERIENCE HELPING PEOPLE HURT IN CAR ACCIDENTS. CALL/TXT (801) 373-6345.
Reaching Maximum Medical Improvement. Why is it Important in your Provo, UT Car Accident?
Settling your car accident case prior to reaching maximum medical improvement is a big mistake because you don’t know the extend of your injuries. Hiring an experienced injury attorney will give you perspective on what the true value of your injuries are and how to capture a fair and reasonable settlement from the insurance company.
“Maximum Medical Improvement” is a medical and legal term where the injured person has reached their best recovery. There is little to nothing the doctors can do to improve their condition. Upon reaching “Maximum Medical Improvement” the doctors generally deem the injury permanent. At which point a permanent disability rating is assigned by an appropriately trained physician.
Disability Rating in Your Provo, UT Car Accident.
Not everyone who is hurt in a Provo, Utah car accident qualifies for a permanent disability rating. Thank goodness. Permanent injuries plague the person the rest of their life in some aspect or area.
“Disability Rating.” Disability ratings are performed by specially trained medical providers to help quantify the injury. How disability ratings are performed to conveyed to a jury or insurance company is beyond the scope of this blog. Medical doctors, physician’s assistants or chiropractors are common medical providers who prepare disability ratings.
Importance of Reaching MMI in Your Provo, UT Car Collision.
If you settled your car accident car prior to reaching MMI you may be selling yourself short.
Example 1. Provo Canyon Head-On Collision. You are a passenger in a head-on car collision up Provo Canyon. Your elbow at the articulating joint is fractured and shattered. The total insurance available from the car you were in is $100,000. The total insurance available from the other car is $50,000.
Imagine settling within months of your elbow injury for $70,000. Then the very next day after receiving your settlement your orthopedic surgeon tells you need a $40,000 surgery that will keep you out of work for three months.
Had you waited to see if you reached MMI you would have had a much better understanding of your elbow injury and what the true settlement value was. Instead, your attorney or you rushed to a settlement.
Example 2. Provo University Avenue. Rear-End Accident. You were rear-ended on University Avenue in Provo, UT near the Parkway. It was a very high speed rear-end collision causing you a head concussion. You don’t hire an injury attorney and take the first settlement they offer at $15,000. You didn’t wait until you reached MMI, but settled pro se (without an attorney) anyways, even though your medical bills were $10,000 without concussion treatment.
Long after receiving and spending your premature $15,000 settlement your concussion symptoms persist and the concussion treatment alone ends up costing $20,000.
THE VALUE OF HIRING AN EXPERIENCED INJURY ATTORNEY
An experienced Provo, UT injury attorney will have handled an injury like yours many times before. An experienced injury lawyer will hire the best expert witnesses to prove your permanent disability and understand when you have reached maximum medical improvement where your case is ripe to receive fair and adequate compensation.