What are different Types of Orem City Car Injury Cases?
I-15 18-Wheeler Large Truck Accidents.
Commercial car accidents involving 18-wheelers are more complicated cases. Your big TV Radio advertisers are not always equipped to handle large, multi-million-dollar devastating injuries. They often refer to a more specialized attorney who can try that type of lawsuit to a jury to obtain the best result.
Utah injury attorney Jake Gunter has the real courtroom jury trial experience to push the insurance companies to a fair and adequate settlement. Further, semi-truck accidents require serious expert witnesses in trucking affairs, orthopedics, and lost income projections. Your average Utah injury attorney will not have expertise to handle an 18-Wheeler semi-truck accident.
Orem Dog bite injuries.
Dog bites can cause serious injuries. Dog bite claims are insurance claims, just like car accident claims. The dog owner’s homeowners’ insurance covers the dog bite claim. Homeowners’ insurance generally travels with the dog. Meaning, if the dog bites you at a public park in Orem, but the owners live in Provo, the homeowners’ insurance still covers the dog bite.
Dog bite claims, like car insurance accident claims, are not always lawsuits. Most often when the dog owner’s insurance kicks in with coverage, no lawsuit is needed. It is just an insurance claim with an insurance adjuster trying to find a settlement value both parties can live with.
Utah Valley University / BYU Bicycle accidents.
Orem has lots of bicycle traffic at its two local universities, BYU and Utah Valley University. Car versus bicycle accidents always tend to involve interpretation of the Utah Traffic Code (41-6a-101) because the car driver will claim that the bicyclist was out in the road, or otherwise not following the rules of road. As a result, the car insurance for the at-fault party will claim that the injured bicyclist was 50 percent at-fault or 30 percent at-fault in effort to pay less in the settlement.
The difference with hiring Utah bicycle injury attorney Jake Gunter is the willingness and capability to try a lawsuit to a jury when needed. Not every Utah injury attorney has over 20+ jury trials and over 1,000+ court appearances under their belt. Experience matters and the insurance companies know if you hire an attorney who is unwilling to file litigation, you will receive less.
Orem Wrongful death.
Wrongful death car accident cases are serious injury cases. The extent of how much compensation is involved in a wrongful death case is the amount of insurance available. Most Orem car owners only carry $25,000 to $100,000 per person. The Utah State insurance minimum is $25,000 per person, up to $65,000 per occurrence. The amount of car insurance available is one significant limiter of how much compensation is available the heirs of the decedent.
Bus / TRAX / LYFT / UBER. Utah bus accidents are unique because you are making a claim against the State of Utah. Bus and TRAX claims have a short statute of limitations and a very specific claims process outlined in the Utah Governmental Immunity Act. Bus, train and TRAX injury cases do not have the standard 4-year statute of limitations.
LYFT, UBER, Door Dash, and other private car delivery taxi services have special issues regarding who is the primary insurance coverage. Most lay citizens will be lost determining which insurance is the responsible insurance company. The insurance company will not make it easy on you, either. Hiring an UBER / LYFT car accident attorney is critical to untangling the insurance web spun by the various parties.
Motorcycle Accidents. Head injuries are very silent, often less detectable than other injuries and cause serious mind fog, social dysfunction, and turmoil for the injured motorcycle rider. Head injury cases require a skilled motorcycle injury attorney to help the injured person get the appropriate diagnostic medical care to treat their injuries.
Pedestrian Crosswalk Accidents. Being hit by a motor vehicle in or out of the cross is not determinative on who is at-fault. There is no black and white liability rule when a pedestrian is hit by a car, whether in a Smith’s grocery parking lot, in a cross walk, or on the side walk. A pedestrian being hit by cars or trucks commonly cause orthopedic breaks, fractures, and head injuries. Having an experienced attorney who has handled these types of cases before matters.
How is fault determined?
Fault in any car accident is determined by several factors. Here are some your lawyer should look into:
(1). Who was cited by the Orem police officer? (2). What does the Utah Traffic Code state about the accident and who is at fault? (3). Where is the property damage located on vehicles involved in the car accident? (4). Are there witnesses in the police report? Did you have passengers in the car? (5). Skid marks, local business surveillance. (6). Police dash and body camera footage. (7). What type of car accident was it? A rear-end collision, left hand turn collision, uncontrolled light intersection?
What should an Orem Car Accident Settlement Cover?
Medical bills. This includes: ER emergency room medical bills, physical therapist bills, chiropractor bills, and surgery bills are generally all covered by the settlement. The legal rule is that all medical bills and injuries caused by the car accident are covered in the settlement. Often, the insurance company will not connect up medical injuries that were aggravated from the car collision, but classify them as preexisting to the car accident. Large gaps in medical treatment only hurt your injury claims as the insurance company will claim these distant medical bills are not connected to the original car accident.
Prescription Medications and Future Medical Care. When a future surgery is certain, your attorney should ensure that the future surgery need is documented. This is so the insurance company will cover it. Future physical therapy or chiropractic care can be a covered settlement figure when properly documented by your Orem car accident lawyer.
Lost Income / Lost Wages. Every hour that you miss work for your injuries sustained in the collision, you should receive compensation for in the settlement figure. A capable Utah personal injury attorney will have the staff available to help you provide the raw underlying wage loss documentation needed to prove your lost wages claim. You can’t just claim you missed work, even if you did miss work, and expect the insurance company to pay lost wages. The insurance adjuster needs to document their claims files for their supervisor to approve a car accident settlement that includes lost wages.
Pain and Suffering. Valuing your car accident injuries is a task for an experienced personal injury attorney who regularly handles car accidents. An attorney who handles 1-3 car accidents cases a year will not have the experience to understand the value on your injuries. Each car accident case and its injuries are different. Injuries can affect everyone differently.
Car Property Damage. A good personal injury attorney can help you with your property damages while many will not. Getting a proper value and payment on your wrecked car is important. The same goes for getting a rental car for you during the time when your car is getting fixed.
Impairment of Life. Lost enjoyment of life is a huge task for any car accident attorney. It is the attorney’s job to tell the injured person’s story to the insurance adjuster, or ultimately, the jury. But not every personal injury attorney has the skill, guts, or money to take a car accident case all the way to a jury trial.
More Orem Utah Car Accident Case Questions.
How do I pay for my medical bills after an accident? Hiring a Utah personal injury car accident attorney is a good start to understanding who is responsible to pay your immediate medical bills and when they are due. In every Utah car accident where you incur medical bills, there is a priority of medical payment. See this deep dive article on the triage of who pays for your car accident-incurred medical bills.
Who Pays Medical Bills. https://www.gunterinjurylaw.com/i-was-just-in-a-utah-car-accident-who-pays-for-my-medical-bills/
Medical Bill Payment Examples. https://www.gunterinjurylaw.com/accident-medical-bills/
I don’t want to sue the other driver. Will this involve a lawsuit? No. The injured party is the person who makes the decision to sue or not sue the other driver. Even when you file a lawsuit against the other driver it is really the insurance company who is paying and defending the case. The mythical stories of someone being sued and losing their house, car, small business, or ultimately never being able to send their kids to college is basically FALSE. This doesn’t happen.
A Orem car accident case is about a fair settlement with an insurance company.
What if the at-fault driver does not have car insurance? This is why Uninsured Motorist Coverage is mandatory on car insurance policies issued in Utah. See this article and video on uninsured or underinsured motorist coverage. Uninsured motorist insurance coverage also covers hit-and-run drivers.
What is Uninsured Motorist Coverage. https://www.gunterinjurylaw.com/provo-hit-and-run-car-accident-lawyers/
Statute of Limitations Uninsured Coverage. https://www.gunterinjurylaw.com/pip-threshold-utah-2-2/
What Should You Bring to Your Free Consultation?
Your car accident attorney meeting is free. Attorney Jake Gunter does not get paid anything unless you are paid compensation. If you lose your case, you don’t owe anything.
Here are some good items to bring to your free consultation with Jake Gunter:
(1). Police report or police exchange. (2). Any insurance company correspondence. (3). Any property damage or photographs of physical injuries. (4). Any idea of where you have treated for your injuries, the doctors, clinics, etc.